Week 2 of Round-up of Feng Shui Your Financial House

 
 
 

I’m 14 days into a 31-day Feng Shui Your Financial House email challenge.  Every day I write about something useful for entering the New Year with anticipation.


If you signed up, hi! 👋 and congrats on taking control of your finances! (and if you’re yet to…these emails can be the added spark in your inbox when you sign up here).


It warms the cockles of my heart to hear about your triumphs so far.


And…


I have hit what marketing guru Seth Godin calls The Dip and marathoners call The Wall.


That’s when the initial euphoria of starting a project wears off, but the finish line isn’t anywhere near.


The dreaded middle. The slog. The part when the big WHY you’re doing something goes on coffee break and fails to report back for duty. The questioning of your sanity.

Seth Godin photo by Joi Ito, CC BY 2.0 via Wikimedia Commons

The secret is to keep going. Momentum begets momentum. A steady pace. One foot in front of the other gets you closer to the finish line. One word after another creates another daily post.


Managing your personal finances is the same.


It’s easy to get off to a roaring start, then your enthusiasm wanes while on endless hold listening to Muzak, getting conflicting answers from service reps, and having jargon grenades lobbed at you, not to mention sadistic markets crushing your nest egg.


But you gotta play the long game.


It takes time to complete a financial plan. 


Like giving birth, It’s messy, it’s unpleasant, and it comes with a lifetime of responsibility that brings you enough joy to have trouble remembering the hard parts.


But once the accounts are transferred, once you have your investment accounts invested in low-cost, well-diversified ETFs, once you consciously work on boosting your income and plan to spend on the things that matter to you…


…that’s when you'll find yourself crossing that finish line, both fists up and pumping in the air.


So let’s both of us keep going, shall we?


For more thoughts and ideas on financial intimacy, subscribe to my weekly newsletter Cultivating Your Riches.


Mariko Gordon, CFA

I built a $2.5B money management firm from scratch, flying my freak flag high. It had a weird name, a non-Wall Street culture, and a quirky communication style. For years, we crushed it. Read More »

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